#### Fixed Rate mortgage – Owner Occupier with Advantage Package *

**LVR** stands for the initial loan to value ratio at loan approval. LVR may be the level of your loan set alongside the Bank’s valuation of your home wanted to secure your loan expressed as a share.

For instance, financing of $400,000 to purchase a residential property worth $500,000 results in that loan to value ratio of 80%. The interest levels here are for brand new loans. Mortgage loan rates are set in line with the initial LVR and don’t change as a result of modifications to your LVR through the life of the mortgage.

Get yourself a 0.15% p.a. Discount on Advantage Package * for balances above $150,000 (contained in the under prices)

Term price that is yearly price 1 |
||
---|---|---|

Principal & Interest |
||

12 months standard fixed rate less package discount |
2.94% p.a. | 3.86% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.76% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.81% p.a. |

LVR above 80% (No modification to standard rate) |
2.94percent p.a. | 3.86% p.a. |

2 standard fixed rate less package discount |
2.94 12 months% p.a. | 3.81% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.72% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.77% p.a. |

LVR above 80% (No switch to rate that is standard |
2.94percent p.a. | 3.81% p.a. |

3 standard fixed rate less package discount |
2.94 12 months% p.a. | 3.77% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.67% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.72% p.a. |

LVR above 80% (No modification to standard price) |
2.94% p.a. | 3.77% p.a. |

4 12 months standard fixed rate less package discount |
2.94% p.a. | 3.73% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.63% p.a. |

LVR above 60% as much as 80per cent (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.68% p.a. |

LVR above 80% (No switch to standard price) |
2.94percent p.a. | 3.73% p.a. |

5 year standard fixed rate less package discount |
2.94% p.a. | 3.69per cent p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
2.84% p.a. | 3.60% p.a. |

LVR between 60% to 80% (Includes further discount of 0.05% p.a. ) |
2.89% p.a. | 3.64% p.a. |

LVR above 80% (No modification to rate that is standard |
2.94percent p.a. | 3.69% p.a. |

Interest just |
||

1 12 months standard fixed rate less package discount |
3.94% p.a. | 4.47% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
3.84% p.a. | 4.38% p.a. |

LVR above 60% as much as 80per cent (Includes further discount of 0.05% p.a. ) |
3.89% p.a. | 4.42% p.a. |

2 standard fixed rate less package discount |
3.84 12 months% p.a. | 4.44% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
3.74% p.a. | 4.35% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
3.79% p.a. | 4.39% p.a. |

3 year standard fixed rate less package discount |
3.84% p.a. | 4.42% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
3.74% p.a. | 4.33% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
3.79% p.a. | 4.38% p.a. |

4 standard fixed rate less package discount |
4.14 12 months% p.a. | 4.51% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
4.04% p.a. | 4.41% p.a. |

LVR above 60per cent as much as 80per cent (Includes further discount of 0.05% p.a. ) |
4.09% p.a. | 4.46% p.a. |

5 year standard fixed rate less package discount |
4.14% p.a. | 4.51% p.a. |

LVR up to 60% (Includes further discount of 0.10% p.a. ) |
4.04% p.a. | 4.41% p.a. |

LVR above 60% as much as 80per cent (Includes further discount of 0.05% p.a. ) |
4.09% p.a. | 4.46% p.a. |

#### Relocation Mortgage Loan – Owner Occupier

**LVR** stands for the initial loan to value ratio at loan approval. LVR could be the level of your loan set alongside the Bank’s valuation of the home agreed to secure your loan expressed as a portion.

As an example, financing of $400,000 to purchase a property worth $500,000 leads to a loan to value ratio of 80%. The interest levels listed here are for brand new loans. Mortgage rates are set on the basis of the LVR that is initial don’t change as a result of modifications into the LVR through the life of the mortgage.

## Mortgage loan interest levels

**Owner occupiers – Principal + Interest**

**Owner occupiers – Interest just**

**Investors- Principal + Interest**

**Investors – Interest just**

The variable prices above include a price reduction this is certainly put on the appropriate guide price. These rates that are variable just readily available for brand new ING safety home and borrowings. All prices and information are proper at period of publication and they are susceptible to alter.

**Owner occupiers – Principal + Interest**

LVR is 80% or less

LVR is above 80% much less than or corresponding to 90%

LVR is significantly more than 90per cent

**Owner occupiers – Interest only**

LVR is 80% or less

**Investors – Principal + Interest**

LVR is 80% or less

**Investors – Interest just**

LVR is 80% or less

The adjustable prices above include a price reduction that is put on the appropriate guide price. These adjustable prices are just readily available for new ING safety home and borrowings. All prices and information are no credit check installment loans online in west virginia proper at time of book and tend to be susceptible to alter.

**Owner occupiers – Principal + Interest**

LVR is 80% or less

LVR is above 80% much less than or corresponding to 90%

LVR is significantly more than 90percent

**Owner occupier – Interest just**

LVR is 80% or less

**Investors – Principal + Interest**

LVR is 80% or less

**Investors – Interest just**

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